Talk to Expert

Non-Banking Financial Company – NBFC

Non-Banking Financial Company – NBFC

About the Service

A Non-Banking Financial Company (NBFC) is a company registered under the Companies Act, 2013, engaged in providing financial services such as loans, asset financing, investment, and insurance, but does not hold a banking license. NBFCs play a vital role in bridging the financial gap for individuals, SMEs, and underserved segments of the population.

Get in Touch

Why Start an NBFC?

Wide Scope of Operations

Offer loans, investments, leasing, hire purchase, and more

Access to Underserved Markets

Serve sectors not catered to by traditional banks

High Growth Potential

Booming financial sector with ample demand

Diversification Opportunities

Broaden financial service offerings under one entity

Eligibility Criteria for NBFC Registration

To register a Private Limited Company in India, you must meet the following requirements:

  • Must be a Company registered under Companies Act, 2013
  • Minimum Net Owned Fund (NOF) of ₹2 Crores
  • Clean credit and financial history of directors and promoters
  • Well-defined business plan and internal control systems
  • Directors must have relevant financial sector experience

Documents Required

  • Certificate of Incorporation of the Company
  • PAN Card of the Company
  • MOA and AOA of the Company
  • Net Worth Certificate of Directors
  • Financial Statements and ITR of Promoters
  • Bank Account Details (with NOF evidence)
  • KYC Documents of Directors (PAN, Aadhaar, Passport)
  • Detailed Business Plan
  • Board Resolution for NBFC registration
  • Banker’s Report on the Company’s account

NBFC Registration Process

  • Company Incorporation under the Companies Act
  • Arrange Net Owned Fund of at least ₹2 Crores
  • Prepare Documentation including business plan and policies
  • Online Application to RBI via COSMOS portal
  • Submission of Physical Documents to RBI’s regional office
  • RBI Due Diligence & Approval
  • Grant of NBFC License

Why Choose Us for Non-Banking Financial Company (NBFC) Registration?

At BharatNXT Wave, we simplify your NBFC registration journey through expert consultation and end-to-end service. From legal structuring to RBI compliance, we ensure a smooth and timely registration process. Our services include:

Expert Advisory on NBFC Structure & Operations
Document Preparation & RBI Application Filing
Assistance in NOF Management & Compliance
RBI Correspondence & Approval Support

Similar Services

Private Lending Services More

Private Lending Services More
Loan for Dairy Business (AHIDF)

Loan for Dairy Business (AHIDF)
Equity Elevator

Equity Elevator
Financial Assistance for SC & OBC

Financial Assistance for SC & OBC
PMEGP

PMEGP
NAIFF

NAIFF
Venture Capital

Venture Capital
Traditional PMFME Certificate placed next to the hands of an Indian artisan preparing food, with the final professionally packaged and certified product in the background, symbolizing formalization and quality upgrade

PMFME
An infographic showing three stages of business growth (Shishu, Kishore, Tarun) connected by a flow of Indian rupee symbols emanating from the MUDRA logo, symbolizing scalable financial assistance.

MUDRA Loan
A carved stone Ashoka Chakra with "CGTMSE" etched at its base, from which a stream of Indian rupee coins flows towards miniature models of an MSME factory and equipment, symbolizing collateral-free loans for growth.

CGTMSE Loan
Close-up of an official MSME Loan document placed centrally on a wooden desk, with a hand gently "watering" a small plant growing out of a stack of Indian rupee notes, symbolizing financial support for growth.

MSME Loan
Contact Us

Have Questions ? Write Us